Category: Finance

Welcome to another insightful blog from 1 Finance, your go-to source for all things related to personal finance and tax planning. Today, we delve into the intricate world of Employee Stock Option Plans (ESOPs) in India and the taxation implications that come along with them. ESOPs have gained prominence as a valuable component of employee…

What is Behavioural Finance? In the dynamic world of finance, understanding the psychology that drives our financial decisions can be a game-changer. Enter behavioural finance, a field that has revolutionised the way we perceive financial decision-making. Traditionally, finance theories posited a ‘rational’ approach to financial decisions, a perspective that was fundamentally challenged by the first…

Fixed deposits, or FDs, have been a mainstay of the Indian financial landscape for a very long time, and understandably so, with the low risk and guaranteed returns they promise. As you may already know, a fixed deposit is a type of investment offered by banks and financial institutions that allows an individual to deposit…

In today’s complex financial landscape, understanding the nuances of financial health is more critical than ever. Two terms that often surface in conversations about money are “Financial Well-Being” and “Financial Wellness.” While they may seem interchangeable, they represent distinct aspects of financial stability. This blog aims to demystify these terms, delve into their individual components,…

Each year, March month becomes a whole month of celebration for women in every field. Being a woman, it feels like we need to be celebrated throughout the year. Especially in today’s day, women are leading from all fronts, from flying a spaceship to being a finance minister of the country. So why not manage…

Maximizing Credit Card Rewards: A Comprehensive Guide Introduction: Why Credit Card Rewards Matter? Credit cards are more than just transaction tools; they offer a plethora of rewards that can enhance your lifestyle and improve your financial health. This blog serves as your roadmap to navigate the intricate world of credit card rewards, from cashbacks to…

Investing in Mutual Funds vs. Stocks: Which is Right for You? The world of investing can seem daunting, especially for beginners. Deciding between mutual funds vs. stocks is a crucial first step. Both offer avenues for growing your wealth, but they cater to different investment styles and risk tolerances. Let’s delve into the key features…

A Complete Guide to Exchange-Traded Funds (ETFs): Everything You Should Understand Exchange-Traded Funds (ETFs) have become increasingly popular investment vehicles in recent years, offering a hybrid between individual stock investments and mutual funds. But what exactly is an ETF, and how does it differ from traditional mutual funds? In this blog, we’ll explore the concept…

The popular belief is that buying early means saving more, but is that always the case? Let’s dive into the pros and cons. Imagine this: Meera and Sanjay, two college friends, are celebrating their first paycheck. Both are excited about their newfound financial independence. While discussing their future plans, Sanjay proudly mentions buying term life insurance, citing…